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However, the mere possibility that seemingly harmless activity may later produce tort claims increases uncertainty and gives potential injurers general incentives to buy insurance, investigate possible risks, and take generic prevention or avoidance measures (such as not researching or developing new products), which may be efficient or inefficient. 8. The argument is that consumers benefit by insuring themselves against pecuniary losses, such as lost income or increased medical costs, but not against pain and suffering (as illustrated by the fact that people generally do not purchase life insurance policies for their young children).
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The same analysis applies in reverse when injurers are judged according to a negligence standard.
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CPSC, Kubota Announce Recall of Utility Vehicles

Incidents/Injuries: Kubota has received reports of two personal Injuries to The face and/or back while people ... need Legal Help? free lawyer evaluation. ... www.productrecallsafetyalerts.com/ alerts/recall/5108/kubota-utility-vehicles-recall.asp - 15k - Supplemental Result -
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My Class Action Lawsuit Lawyers Attorneys Automobile Insurance ...

The Kahn Gauthier Law Group and My Class Action Lawsuit Lawyers Attorneys are investigating possible legal actions on behalf of persons injured or killed in ... www.classactionamerica.com/affiliates/ gm/myclassactionlawsuit.asp?lngCaseID=957 - 46k -
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